This Risk Disclaimer (“Disclaimer”) is issued by AI Analysis LLC., a company incorporated and existing under the laws of St. Vincent and the Grenadines (the “Company,” “we,” “our,” or “us”). It applies to all users, purchasers, participants, and counterparties (collectively, “Users,” “you,” or “your”) who access, use, or interact with any of the Company’s websites, applications, services, platforms, digital assets, or tokens (collectively, the “Services”).
By accessing, using, or participating in the Services, you expressly acknowledge and agree that you have read, understood, and fully accepted the risks outlined herein, and that you shall hold the Company harmless for all consequences arising therefrom. This Disclaimer forms an integral part of the Terms of Use, is incorporated therein by reference, and shall survive termination of your use of the Services.
General Acknowledgement of Risks
You expressly acknowledge, understand, and agree that your access to, use of, or participation in the Platform, Services, and any Tokens (including but not limited to the AIAT Token) involves inherent, substantial, and unpredictable risks. Such risks include, but are not limited to, the partial, substantial, or total loss of value, functionality, or utility of any Tokens or assets.
The Company makes no guarantees, representations, or warranties of any kind as to:
- Outcomes, results, returns, or profitability;
- The value, price, stability, or liquidity of Tokens in any market or jurisdiction;
- The legality, regulatory status, or continued permissibility of the Services or Tokens in any jurisdiction;
- The continuity, accessibility, availability, or security of the Services or Platform;
- The performance, accuracy, reliability, or timeliness of any data, content, technology, or information provided.
You further acknowledge and accept that these risks extend to all foreseeable and unforeseeable events, including but not limited to:
- Technological failures, bugs, or defects;
- Regulatory or legal interventions, enforcement actions, or prohibitions;
- Adverse market conditions, illiquidity, or loss of demand;
- Cybersecurity incidents, theft, fraud, or loss of access credentials;
- Force majeure events as described in Section 16.1 of the Terms;
- Acts, errors, omissions, or failures of third-party providers, counterparties, or intermediaries.
You expressly agree and confirm that all responsibility and liability for these risks rest solely with you. The Company shall not be liable for, and you irrevocably waive, release, and forever discharge any claim against the Company Parties in respect of, any losses, damages, costs, liabilities, penalties, or adverse outcomes that may arise, directly or indirectly, from such risks. Users further acknowledge and agree that:
- Reliance Disclaimer - You may not rely on any statements, representations, marketing materials, forecasts, promotional content, forward-looking information, or communications (whether written, oral, digital, or otherwise) from the Company, its affiliates, or representatives as guarantees of any kind. Any such materials are strictly illustrative, informational, and non-binding in nature, and do not create warranties, commitments, inducements, or assurances.
- Prevailing Terms - In the event of any conflict, inconsistency, or discrepancy between such materials and these Terms (including this Risk Disclaimer), these Terms and Risk Disclaimer shall govern, prevail, and control in all respects, and all other materials shall be deemed non-binding, null, and without legal effect.
- Assumption of Risk & Waiver of Claims - You accept full and ongoing responsibility for all risks, whether foreseeable or unforeseeable, known or unknown, direct or indirect, arising from or connected to your access to, use of, or reliance upon the Platform, Services, or Tokens. To the maximum extent permitted by law, you irrevocably agree that you shall have no right to bring, and hereby permanently waive, any claim, demand, cause of action, or proceeding of any kind against the Company Parties, even in cases alleging negligence, gross negligence, misrepresentation, omission, or fraud.
Market & Financial Risks
- You acknowledge and agree that digital assets, including Tokens, are inherently volatile, and their value may fluctuate significantly within short periods of time. Such volatility may result in partial, substantial, or total loss of value.
- Tokens may become illiquid, non-transferable, or unsellable due to, without limitation: lack of demand, delistings from exchanges, absence of secondary markets, restrictions imposed by the Company, or adverse market conditions.
- Tokens are not backed by any tangible assets, collateral, reserves, insurance, guarantees, redemption rights, or governmental protections of any kind. You should not assume that Tokens have intrinsic or recoverable value.
- The acquisition, holding, or use of Tokens is undertaken solely for their intended functional utility within the Platform and ecosystem, and not for purposes of investment, speculation, profit expectation, or financial return.
- Specifically, Users acquire Tokens with no expectation of profits derived from the efforts of the Company, its affiliates, or any third party. Tokens are provided strictly for consumptive and functional use within the ecosystem, and not as securities or financial products.
- You bear the entire risk of financial loss, including but not limited to the total loss of funds committed to acquiring or using Tokens, diminished liquidity, or inability to realize any resale or exchange value.
- The Company expressly disclaims any and all responsibility for market performance, trading activity, liquidity, resale value, or appreciation/depreciation of Tokens. You agree that any losses you incur remain solely your responsibility.
Regulatory & Legal Risks
You expressly acknowledge, understand, and agree that digital assets, blockchain-based services, and token-related activities are subject to uncertain, evolving, and inconsistent laws and regulations worldwide. Such risks include, but are not limited to:
- Uncertain Legal Frameworks — Laws and regulations relating to digital assets, blockchain, payments, tokenisation, property-related programs, and financial services are unsettled and rapidly evolving. They may vary across jurisdictions and are subject to change at any time without notice.
- Jurisdictional Restrictions — Certain jurisdictions may impose bans, restrictions, licensing requirements, or prohibitions on Tokens or Services, rendering your access unlawful or impermissible. The Company makes no assurance, guarantee, or representation that the Services, Tokens, or Platform are legal, compliant, or permissible in your jurisdiction.
- User’s Sole Responsibility — You are solely and exclusively responsible for: (i) Determining whether your use of the Services, Tokens, or Platform is lawful in your jurisdiction; (ii) Ensuring your compliance with all applicable laws, rules, regulations, directives, licensing obligations, and restrictions; (iii) Bearing all legal, financial, and regulatory consequences arising from your use of the Services.
- Tax Obligations — You are fully and solely responsible for identifying, reporting, and paying all taxes, levies, duties, assessments, and other governmental charges (including income, capital gains, VAT, sales, use, or transfer taxes) that may arise in connection with your use of the Services or Tokens. The Company assumes no responsibility for tax compliance or reporting on your behalf.
- Prohibited Persons — You may not use the Services or acquire Tokens if you are a Prohibited Person, which includes but is not limited to: (i) U.S. citizens, U.S. residents, U.S. domiciliaries, or U.S. green card holders; (ii) Persons or entities subject to sanctions or restrictions administered by the United Nations, European Union, United Kingdom, United States (including OFAC’s Specially Designated Nationals list), or any other relevant authority; (iii) Residents, citizens, or entities of countries or territories subject to comprehensive sanctions or embargoes; (iv) Persons engaging in, or intending to engage in, illegal, fraudulent, or harmful activities.
- Assumption of Risk — You expressly assume all risks associated with regulatory or legal changes, including but not limited to: (i) The suspension, modification, or termination of your access to the Services; (ii) The invalidation, restriction, or prohibition of your use of Tokens; (iii) The imposition of penalties, fines, enforcement actions, or liabilities; (iv) The inability to access, transfer, or use Tokens as intended.
The Company shall not be liable for any legal, regulatory, or tax consequences arising from your use of the Services or Tokens. All responsibility rests solely with you.
Technology & Cybersecurity Risks
You expressly acknowledge, understand, and agree that the Platform, Services, and Tokens rely on emerging technologies, including but not limited to blockchain networks, smart contracts, cryptographic protocols, and third-party integrations, all of which are subject to technological vulnerabilities, operational failures, and cybersecurity threats. Such risks include, but are not limited to:
- Smart Contract Vulnerabilities — Smart contracts, protocols, and blockchain-based systems may contain bugs, flaws, exploits, vulnerabilities, or coding errors that could result in unintended functionality, malfunction, exploitation, or permanent loss of Tokens or assets.
- Irreversibility of Blockchain Transactions — Transactions conducted on public blockchains are generally final and irreversible. Mistaken transfers, lost private keys, compromised wallets, or erroneous instructions may result in permanent and unrecoverable loss of assets.
- Cybersecurity Threats — You are exposed to risks of hacking, phishing, malware, ransomware, denial-of-service attacks, brute force attacks, keylogging, or other malicious activity that may lead to theft, compromise, or destruction of assets, accounts, or data.
- Operational Failures — The Platform may experience downtime, latency, outages, interruptions, bugs, software failures, server disruptions, or technical errors. Access to the Services may be limited, delayed, suspended, or disabled without notice.
- Third-Party Infrastructure Risks — Wallets, custodians, payment processors, liquidity providers, and exchanges provided by third parties may be insecure, unreliable, or subject to insolvency, fraud, or operational failure. The Company expressly disclaims all responsibility for the acts, omissions, security, or solvency of such third parties (see Section 12 — Third-Party Disclaimer of Terms of Use).
- Network-Level Risks — The functioning of Tokens and Services depends on underlying blockchain networks, which may experience congestion, high fees, forks, reorganisations, consensus failures, or attacks (such as 51% attacks), any of which may result in delays, disruptions, or permanent loss.
- Security of User Credentials — You are solely responsible for maintaining the security of your accounts, wallets, private keys, seed phrases, and login credentials. Loss, theft, or compromise of such credentials may result in irreversible loss of access to Tokens or Services. The Company disclaims liability for any such loss arising from your failure to secure access credentials.
- No Warranty of Security — The Company makes no guarantees, warranties, or assurances that the Services, Platform, Tokens, or underlying technologies will be free from vulnerabilities, exploits, disruptions, or failures. You assume all risks of technological and cybersecurity failures.
You accept that all such risks, whether caused by technological limitations, malicious activity, human error, or third-party actions, rest solely with you. The Company shall not be liable for any loss, damage, or consequence arising from technology or cybersecurity risks.
Token-Specific & Project Risks
You expressly acknowledge, understand, and agree that the acquisition, holding, or use of Tokens (including but not limited to the AIAT Token and any third-party tokens supported on the Platform) involves unique risks tied to the performance, viability, and legal treatment of underlying projects and programs. Such risks include, but are not limited to:
- Dependence on Project Success — Tokens derive their functionality and utility from the continued success, operation, and adoption of the underlying project or ecosystem. If the project is delayed, altered, scaled back, abandoned, or fails altogether, Tokens may lose all or part of their value or utility.
- Real Estate Utility Risks — Where Tokens are integrated with real estate utility programs (such as property payments, rentals, or benefits), such programs may be subject to market downturns, regulatory changes, operational challenges, occupancy fluctuations, or force majeure events. These may impact the availability, continuity, or value of associated benefits.
- Limited Utility — Tokens are designed to function solely within the Company’s ecosystem and may have no market value or use outside of that ecosystem. Tokens are not guaranteed to be accepted by third parties, nor are they redeemable for money, deposits, securities, or any regulated instrument.
- Restrictions on Use & Transfer — Tokens may be subject to vesting schedules, lock-ups, restrictions, suspensions, compliance limitations, or other conditions imposed by the Company or regulators. You may not be able to sell, trade, or transfer Tokens at will.
- Third-Party Tokens — The Platform may list, support, or integrate tokens issued by third-party projects. The Company does not endorse, guarantee, or assume responsibility for the legitimacy, solvency, performance, or utility of such tokens. All risks of acquiring or using third-party tokens, including fraud, failure, or total loss, rest solely with you.
- No Guarantee of Continuity — The Company may suspend, discontinue, or alter the support, availability, or functionality of any Token (including the AIAT Token) without prior notice if required by law, regulation, security concerns, or operational necessity.
- Complete Loss Possible — You accept that Tokens may have no value, no liquidity, no secondary market, and no guarantee of appreciation or preservation of value. You may lose your entire financial outlay.
You accept and agree that all risks relating to Tokens, underlying projects, real estate integrations, and third-party tokens rest solely with you. The Company shall not be liable for any adverse outcome, loss, or failure relating to Tokens or associated programs.
Presale & Token Distribution Risks
You expressly acknowledge, understand, and agree that participation in any Token presale, early distribution, or private allocation (collectively, “Presale”) carries unique risks and provides no guarantees, rights, or protections of any kind. Such risks include, but are not limited to:
- Complete Loss of Contributions — Presale participants may lose some or all of their contributed funds, with no assurance of Token issuance, functionality, liquidity, or future value.
- Final & Non-Refundable Purchases — All Presale contributions and Token allocations are final, binding, and non-refundable. The Company has no obligation to return, buy back, or reimburse any contributions in any circumstances.
- No Equity, Ownership, or Rights — Presale participation does not entitle you to equity, dividends, voting rights, shareholder rights, ownership interests, debt claims, profit-sharing, governance, or any other financial or corporate benefit in the Company or any affiliate.
- No Insurance or Guarantees — Tokens are not backed by insurance, guarantees, deposits, tangible assets, government protections, or third-party assurances. The Company makes no promises that Tokens will have value, liquidity, or utility at any point.
- Regulatory & Distribution Risks — Presale allocations may be subject to lock-ups, vesting, delays, modifications, restrictions, or cancellation in response to legal, regulatory, or operational considerations.
- Waiver of All Claims & Remedies — By participating in the Presale, you: (i) Irrevocably waive any and all rights, claims, causes of action, or remedies against the Company, its affiliates, directors, officers, employees, agents, or contractors, whether arising under contract, tort, statute, equity, or any other legal or regulatory theory; (ii) Acknowledge and agree that such waiver applies to the maximum extent permitted by law, including in cases of negligence, gross negligence, fraud, misrepresentation, or omission by the Company; (iii) Release the Company from liability in perpetuity for any direct, indirect, consequential, incidental, or punitive damages, financial losses, or adverse outcomes arising from your Presale participation; (iv) Conclude and forego any ongoing or potential claims, arbitrations, or proceedings in any jurisdiction, present or future, relating to your Presale participation or Token holdings.
- Assumption of Sole Responsibility — You assume full and exclusive responsibility for your Presale participation, including all risks of financial loss, legal implications in your jurisdiction, and the potential for Tokens to lose all or partial value.
You further agree that this waiver and assumption of risk are material conditions of the Company’s acceptance of your Presale participation. Without such waiver, the Company would not make Tokens available to you.
Third-Party & Counterparty Risks
You expressly acknowledge, understand, and agree that the Services and Tokens depend on, integrate with, or rely upon third-party providers, partners, and infrastructures outside the Company’s direct control. Such third parties may include, but are not limited to, banks, payment processors, card issuers, custodians, liquidity providers, exchanges, regulatory authorities, compliance vendors, technology partners, and blockchain networks (collectively, “Third-Party Providers”).
By using the Services, you accept the following risks in full:
- Dependency on Third Parties — The functionality, security, and continuity of the Services are dependent upon Third-Party Providers. The Company does not control, supervise, or guarantee the performance, solvency, reliability, or conduct of any such providers.
- Acts & Omissions Disclaimer — The Company expressly disclaims all liability for any acts, omissions, delays, errors, failures, defaults, insolvency, operational breakdowns, technical errors, breaches, or misconduct by Third-Party Providers.
- Counterparty Risk — You may be exposed to credit, custodial, or counterparty risks, including the total or partial loss of Tokens, fiat funds, or other assets held, processed, or managed by Third-Party Providers.
- Separate Terms & Conditions — Your use of third-party services is subject to such provider’s own terms, conditions, and policies. The Company has no obligation to review, monitor, or enforce such terms on your behalf.
- Blockchain & Network Risk — The Platform depends on blockchain networks, validators, miners, and oracles, which are decentralized and outside the Company’s control. Network failures, congestion, forks, or governance decisions may materially impact Tokens or Services.
- No Guarantee of Security — Third-party wallets, exchanges, custodians, and liquidity providers may be vulnerable to hacks, theft, operational failures, insolvency, or fraud. You assume all risks arising from your reliance on such third parties.
- Irrevocable Waiver — You irrevocably waive any and all claims against the Company for losses, damages, or liabilities caused directly or indirectly by Third-Party Providers.
You acknowledge and agree that the Company provides no assurances, warranties, or guarantees with respect to any Third-Party Providers and that you assume all risks and liabilities connected with engaging or relying upon them in relation to the Services or Tokens.
Force Majeure Risks
You expressly acknowledge and agree that your access to and use of the Services and Tokens may be disrupted, suspended, or permanently impaired due to Force Majeure Events that are beyond the Company’s reasonable control. Such events include, but are not limited to:
- Natural Events — Earthquakes, floods, fires, storms, hurricanes, volcanic eruptions, or other natural disasters.
- Health & Pandemic Events — Epidemics, pandemics, or public health emergencies (including related government orders, restrictions, or quarantines).
- Political & Civil Events — Acts of war (declared or undeclared), terrorism, civil unrest, riots, embargoes, sanctions, or trade restrictions.
- Governmental & Regulatory Actions — Regulatory investigations, enforcement actions, policy changes, license suspensions, prohibitions, or changes in law that materially affect Services or Tokens.
- Labour & Industrial Disruptions — Strikes, lockouts, boycotts, supply chain failures, or other industrial disputes.
- Technology & Infrastructure Failures — Cyberattacks, denial-of-service (DDoS) attacks, network outages, internet backbone disruptions, blockchain forks, congestion, bugs, or protocol-level failures.
- Utility & Systems Failures — Widespread power outages, telecommunications failures, or interruptions to essential services.
Company Disclaimer
- The Company expressly disclaims all responsibility and liability for any delay, failure, suspension, disruption, loss, damage, or inability to access or use the Services or Tokens caused directly or indirectly by Force Majeure Events.
- You acknowledge and agree that the Company shall not be required to provide notice, remedy, or compensation in connection with any such events.
User Responsibility
- You bear full responsibility for all risks, costs, and consequences associated with Force Majeure Events, including partial or total loss of value, access, or utility of Tokens or Services.
- You waive any and all claims against the Company arising out of or relating to Force Majeure Events, whether foreseeable or unforeseeable.
No Guarantee of Returns
You expressly acknowledge, understand, and agree that:
- No Profits or Income — Tokens and Services do not guarantee, promise, or assure any profits, yields, dividends, interest, or other financial or economic returns of any kind.
- No Appreciation — The value of Tokens may decrease, remain stagnant, or become worthless; there is no guarantee of appreciation, resale value, or secondary market demand.
- No Passive Income — Tokens do not entitle you to staking rewards, governance rights, revenue shares, or any other form of passive income or benefit, unless explicitly provided in official documentation.
- Forward-Looking Statements — Any statements, forecasts, simulations, or projections made by the Company, its representatives, or marketing materials are illustrative only and do not constitute a guarantee, promise, or binding commitment of performance or results.
- User Responsibility — You are solely responsible for any decision to acquire, hold, or use Tokens and you bear the full risk of loss, including total loss of funds, arising from reliance on any expectation of returns.
User Assumption of Risk & Waiver
You expressly acknowledge, understand, and agree that:
- Full Assumption of Risks — By accessing, using, holding, acquiring, or transacting with the Services, Platform, or Tokens (including but not limited to the AIAT Token), you voluntarily and knowingly assume all risks set out in this Risk Disclaimer, the Terms of Use, and all documents incorporated therein.
- Irrevocable Waiver of Claims — You irrevocably waive, release, and forever discharge the Company, its affiliates, officers, directors, employees, agents, contractors, successors, and assigns (the “Company Parties”) from any and all claims, actions, demands, proceedings, damages, losses, liabilities, or expenses (whether in contract, tort, statute, equity, or otherwise) arising out of or related to the risks described herein or your use of the Services or Tokens.
- Applies to All Users — This waiver applies equally to all Users, Token holders, Presale participants, and any other party who accesses or uses the Services, Platform, or Tokens in any capacity.
- Individual Capacity Only — You agree that this waiver is binding on you in your individual capacity and not as a representative, class member, or participant in any collective or group proceeding.
- Survival of Waiver — This waiver shall survive indefinitely, irrevocably across all jurisdiction, including after the termination of your account, cessation of your use of the Services, expiration of the Terms, or dissolution of the Company.
- Material Inducement — You acknowledge that this assumption of risk and waiver of claims is a material inducement for the Company to provide access to the Services and Tokens, and that without such waiver, the Company would not make them available.
No Liability of the Company
To the fullest extent permitted by applicable law, you expressly acknowledge, agree, and accept that:
- General Disclaimer of Liability — The Company, its affiliates, officers, directors, employees, agents, contractors, successors, and assigns (the “Company Parties”) shall have no liability whatsoever to you or any third party for any direct, indirect, incidental, consequential, punitive, exemplary, or special damages, losses, costs, or claims arising out of or in connection with your access to, use of, or reliance on the Platform, Services, or Tokens.
- Market or Trading Losses — The Company Parties are not responsible or liable for any losses resulting from digital asset trading, token price fluctuations, liquidity failures, slippage, or complete devaluation of Tokens.
- Regulatory Actions or Prohibitions — The Company Parties shall not be liable for any suspension, restriction, prohibition, fine, penalty, enforcement action, or other adverse outcome resulting from governmental, regulatory, or legal intervention in any jurisdiction.
- Technological Failures or Cybersecurity Events — The Company Parties shall not be liable for any technological failures, smart contract errors, downtime, operational interruptions, data loss, system malfunctions, hacking, theft, phishing, or any other cybersecurity-related incident.
- Third-Party Insolvency or Failure — The Company Parties expressly disclaim liability for any insolvency, fraud, mismanagement, delay, or failure of third-party providers, including but not limited to custodians, exchanges, liquidity providers, payment processors, and blockchain networks.
- Project-Specific Risks — The Company Parties do not assume liability for risks inherent in underlying projects or other related programs, including but not limited to market downturns, regulatory changes, construction delays, occupancy rates, management decisions, or operational failures.
- Force Majeure Events — The Company Parties shall not be liable for any disruption, loss, or damages caused by events of force majeure (as defined in the Terms of Use), including but not limited to natural disasters, pandemics, armed conflicts, civil unrest, cyberattacks, or changes in law or regulation.
- Exclusive Risk Allocation — You agree that all risks rest solely with you and that this allocation of risk is a fundamental condition of your access to the Services and Tokens. Without this limitation of liability, the Company would not make the Services or Tokens available.
Final Acknowledgement
By accessing, using, or participating in the Platform, Services, or Tokens, you expressly and irrevocably acknowledge, represent, and agree that:
- Applicability Regardless of Awareness — This Risk Disclaimer, together with the Terms of Use, Privacy Policy, and any referenced documents, applies to you in full whether or not you have actually read, reviewed, or understood them. By merely accessing or using the Platform, Services, or Tokens in any capacity, you are deemed to have accepted and agreed to be bound by these provisions in their entirety.
- Full Review & Understanding — You confirm that you have had the opportunity to review this Disclaimer and all related documents, and your continued use constitutes conclusive evidence of your acceptance. Lack of review, knowledge, or understanding shall not limit or negate its enforceability.
- Sole Responsibility for Risks — You accept full, exclusive, and non-transferable responsibility for all risks, liabilities, and consequences—whether direct, indirect, foreseeable, unforeseeable, known, or unknown—arising from your use of the Platform, Services, or Tokens.
- Release & Indemnification — You permanently release, discharge, and hold harmless the Company Parties (as defined in the Terms of Use) from any and all claims, liabilities, losses, damages, or causes of action of any nature, in any jurisdiction, that may arise from or relate to your participation, regardless of whether such claims are based in contract, tort, statute, equity, or otherwise.
- Irrevocable Waiver of Rights — You irrevocably waive any right to sue, arbitrate, litigate, or otherwise initiate or join in any claim, dispute, investigation, or proceeding against the Company Parties, including but not limited to: (i) Class actions, group claims, or collective proceedings; (ii) Claims alleging negligence, gross negligence, misrepresentation, or omission; (iii) Claims alleging fraud, breach of duty, or unlawful conduct; (iv) Claims relating to the performance, value, legality, availability, or security of the Services or Tokens.
- Waiver in Cases of Fraud/Negligence — To the maximum extent permitted by law, this waiver and release applies even in cases of alleged or actual fraud, negligence, gross negligence, strict liability, breach of statutory duty, or any other theory of law.
- Liquidated Damages & Legal Costs — If you breach this waiver by attempting to initiate, maintain, or participate in any claim or proceeding (whether individual, collective, or representative), you expressly agree to: (i) Fully reimburse the Company Parties for all legal costs, expenses, and damages incurred in defending such action; and (ii) Pay liquidated damages of USD $100,000 (or such higher amount as a tribunal may determine reasonably necessary to deter further breaches).
- Final & Binding Condition — This acknowledgement, waiver, and penalty obligation is a material condition of your use of the Platform, Services, and Tokens. Without your acceptance, the Company would not provide such access. These provisions shall survive termination of your account, expiration of the Terms, and indefinitely thereafter.
